Job Data Scientist, The Rocks

We are looking to hire a commerically minded data scientist.

About Carrington Labs

We are looking to hire a commerically minded data scientist.

About Carrington Labs

Carrington Labs, owned by ASX-listed Beforepay Group, helps lenders raise approval rates, reduce credit risk, and improve margins. Our platform combines bureau data with open-banking transactions to deliver transparent risk insights and loan-limit recommendations, supporting growth and financial inclusion.

Role summary

You will work in a cross-functional squad of data scientists, engineers, and product managers to create high-performing data products that deliver measurable financial outcomes for our B2B lending clients. This is not a back-office analytics role — you will design, build, and deploy models that directly influence client P&L. You will run proofs of concept, validate commercial impact, and work closely with clients and internal teams to ensure our solutions drive adoption, revenue, and performance improvements.

Responsibilities

• Design, build, and enhance Carrington Labs’ predictive models for credit risk, loan limit recommendations, and other lending solutions, with a focus on measurable business impact.
• Collaborate with data engineers, product engineers, and product managers to turn modelling capabilities into integrated, market-ready products.
• Conduct proofs of concept with clients to demonstrate uplift, validate value, and refine models based on real-world lending performance.
• Translate analytical outputs into commercial insights that support product positioning, sales conversations, and client decision-making.
• Partner with product managers to prioritise modelling efforts based on potential revenue lift, risk reduction, and client demand.
• Implement robust model monitoring to track performance against KPIs such as approval rate lift, default rate reduction, and margin improvement.
• Work with engineering teams to ensure data quality, scalability, and low-latency deployment of models via APIs and real-time inference.
• Stay across lending market trends, regulatory changes, and new modelling techniques to keep our solutions ahead of the curve.
  

Requirements

• Masters, PhD, or equivalent in mathematics, statistics, computer science, engineering, or similar technical field.
• Strong proficiency in Python and SQL, with proven experience building, training, and deploying machine learning models in production.
• Demonstrable knowledge of supervised and unsupervised learning techniques and their application to lending and credit risk.
• Exposure to neural networks, transformers, and language models, with the ability to choose the right approach for commercial objectives.
• Familiarity with ML tools/frameworks such as Scikit-Learn, PyTorch, and Databricks or Spark.
• Experience working with large datasets, including open banking, bureau, and custom client feeds.
• Proven ability to link data science work to financial outcomes such as revenue uplift, margin expansion, or risk reduction.
• Strong communication skills — able to explain modelling decisions and results to non-technical stakeholders.
• Experience in credit risk or personal finance is desirable.
• Full Australian working rights are required; sponsorship may be considered for the ideal candidate.
  

What we offer

• A high-impact role where your work directly influences client financial performance and company growth.
• The opportunity to shape the future of Carrington Labs’ data products and commercial modelling capabilities.
• Autonomy and ownership within a collaborative, cross-functional team.
• An inclusive, adaptable culture grounded in strong ethics.
• Workplace perks including kombucha and beer on tap, monthly company breakfasts, and regular team celebrations.

Seniority level

• Seniority levelEntry level

Employment type

• Employment typeFull-time

Job function

• Job functionEngineering and Information Technology

Referrals increase your chances of interviewing at Carrington Labs by 2x

Get notified about new Data Scientist jobs in Sydney, New South Wales, Australia.

St Leonards, New South Wales, Australia 4 days ago

Sydney, New South Wales, Australia A$130,000.00-A$190,000.00 3 days ago

Sydney, New South Wales, Australia 3 weeks ago

Sydney, New South Wales, Australia 6 days ago

Sydney, New South Wales, Australia 3 days ago

Sydney, New South Wales, Australia A$130,000.00-A$185,000.00 2 weeks ago

Sydney, New South Wales, Australia 2 weeks ago

Sydney, New South Wales, Australia 1 month ago

Sydney, New South Wales, Australia 4 weeks ago

Sydney, New South Wales, Australia 2 weeks ago

Sydney, New South Wales, Australia 3 days ago

Sydney, New South Wales, Australia 3 weeks ago

Data Scientist Intern (AI/LLM Application)

Sydney, New South Wales, Australia NZ$140,000.00-NZ$170,000.00 1 month ago

Sydney, New South Wales, Australia 2 weeks ago

Greater Sydney Area A$150,000.00-A$160,000.00 1 week ago

Millers Point, New South Wales, Australia 6 days ago

Expression of Interest: AI Talent Wanted at PetSure

Chatswood, New South Wales, Australia 2 weeks ago

North Sydney, New South Wales, Australia 2 weeks ago

Sydney, New South Wales, Australia 6 days ago

Eveleigh, New South Wales, Australia A$120.00-A$125.00 1 week ago

Sydney, New South Wales, Australia 11 hours ago

Sydney, New South Wales, Australia 6 days ago

Sydney, New South Wales, Australia 1 month ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

#J-18808-Ljbffr